Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Thursday, May 10, 2012

Milestones

In just under four dozen days, I will have been on this earth two and a half dozen years.

Somewhere in those 0z40 days I'm going to have to write a post as to why I prefer dozenal over decimal, but for now, just understand that dozenal ages make for great milestones.
  • At a half-dozen years, I started the first grade, and, more importantly IMO, Cub Scouts.
  • At a dozen years of age, I was given my first [pellet] rifle and taught to shoot.
  • At a dozen and a half years of age, I graduated High School, became recognised as a legal adult and eligible to vote in elections.
  • [Incidentally, the legal drinking age in this state is one and three-quarter dozen years old.]
You can see why this makes for great milestones; well, as stated above, I will be two and a half dozen years old fairly soon, so it's time to assess where I am, and, more importantly, where I want to be in six years.

Here's where I am:
  • The Good:
    • I'm married to the love of my life
    • I have a smart, handsome son
  • The Bad:
    • I'm broke
      • Over $40k (decimal, not dozenal) in debt
      • No House
      • Currently living with / renting from my mother
      • Car that constantly needs fixing
  • The Ugly:
    • I'm obese (I weigh well over two gross pounds, and I consider two gross too gross)

So, where do I want to be in six years? 

Well, I want the parts that are currently good to stay that way, if not improved upon (growing the family would be nice).

 I want to be in shape, 0z160lbs would suit me just fine if it was muscle instead of fat.  I want to be able to do all the things a human should be able to do (pull myself up onto a ledge, walk around Stone Mountain at a decent clip without getting winded, etc).  Barring injury, I want to have participated in a few Highland Games.

As for the improving my financial state, I need to be in my own house. I don't want to be in any more debt than I am now (including any mortgage). I want a new vehicle, one that I can do some of the maintenance on myself (I'm currently too fat to change my own oil).

I've got a long way to go, but I'm constantly working towards becoming debt free, self-reliant, and fit; while maintaining honour & integrity, improving happiness, and decreasing negative stress.

Monday, January 16, 2012

2012 Goals

Okay, stealing the idea for this post from Shawn Stratton's Blog and his post of the same title, I am posting a list of my major goals for the year (along with some of the minor ones). Like Shawn, I don't really do New Year Resolutions all that often, but I do set goals and swear oaths.

As the below goals get completed, they may be replaced with newer goals. This is especially true of the Health & Fitness and Professional goals.

Wednesday, October 05, 2011

A Scout Is Thrifty

As a youth, I was heavily involved in the Scouting program and as a scout, I swore an Oath to, among other things, do my best […] to obey the Scout Law and keep myself […] mentally awake and morally straight. The Scout Oath is a personal one, it is not to the country, to BSA, or even to the troop. It is the scout's Oath to himself, and is "on [his] honor". As such, it is for the scout to handle should he break his oath. I have broken my Oath — parts of it, anyway; but to break a part is to break the whole. My honour demands that I rectify this breach, by taking the Oath once again, living by it, and making amends where I can.

This article is directed specifically at young men and women from ages in their mid to late teens, and generally to the population as a whole. With this article I hope to help you understand some concepts that I "knew" as a teen, but did not understand. Concepts I did not understand until well after my lack of understanding got me in trouble. Hopefully, you will come to understand these concepts and avoid trouble.

Tuesday, October 04, 2011

Handling Wrong-Doing and Debt

Handling Wrong-Doing: A Look at Both Sides of the Line.

I have not posted here in some time, and as I was reading through some older works, I came across this which I felt needed to be shared. What follows is a piece I wrote as a facebook note under my T. W. Hrafn page, which I use for my creative works (poems, stories, etc.). However, as not everyone has facebook, I felt I should repost it here, where it seems much more fitting. Aside from this new introductory paragraph and some formatting differences, the body of the work should be largely unchanged. Spelling issues found when editing the formatting here were corrected on the original post as well.The original post may be found here.

At some point, each of us will wrong another, and another will wrong us. Very likely, several instances of both will occur. We may try our best to avoid wronging others, but it will still happen, and we have no control over others wronging us. What I present here is how I view the relationships that form when one man wrongs another, as well what I see as the only moral way to handle such situations.